Do you realize your credit score or FICO (no not the dogs name) is the main factor in the mortgage you end up with? Do you know you can be proactive and move that FICO up to get the best rates?
The difference between a FICO of 560 and 680 could result in a savings of over 2-4% on your interest rate.
A recent client had come back to us again after 2 years and their score was in the low 600’s, when we looked at the credit report we found 2 quick fixes that would raise their score a possible 50-80 points. So we coached our client what to do and held off on the refinance. It was more important to get them a better interest rate than get a check. Why? If I closed the deal today it would have not been in the best interest of my clients. We will close the deal next month saving the client approximately $700.00 on each property per month! This is exciting to us, we are changing peoples lives for the better.
This increase in credit score could result into thousands of dollars more a year paid in interest. What if you could learn easy steps to raise that score? We also have a book we have written and published that gives you 101 Tips to raise your score legally. How may we help you!?